WHAT IF THE OTHER DRIVER WAS NOT INSURED OR CANNOT BE LOCATED?
In the case of a Road Traffic Accident; when making a claim against another driver, in most cases, they will be insured and we would make a claim against their insurers. However, a significant amount of drivers are uninsured or cannot be traced and in this instance, we would make a claim to the Motors Insurance Bureau (MIB). The MIB was set up to compensate victims of untraced and uninsured drivers. So don’t let this hold you back from making a claim.