Author: numan
Covid-19 Update
We would like to update you on our policies and procedures whilst we tackle the Coronavirus outbreak in this country and worldwide. For us, the safety of our clients and staff is paramount and we will continue to monitor the Government website which can be found here:
https://www.gov.uk/government/topical-events/coronavirus-covid-19-uk-government-response
We would like to assure all of our clients that we have a policy in place so that we will be able to continue working on your matter without serious interruption.
Currently, our office is still open and no one is symptomatic or is known to have been in contact with someone who is. If the situation changes, our team are able to work remotely from home enabling us to continue to support you. Even in the unlikely event that a decision is taken to close our office, the progression of your matter should not be affected.
COMMUNICATION AND CLIENT MEETINGS |
For the time being, we will continue to meet our clients face to face where it is necessary and sensible to do so. However, we would encourage our clients, particularly those who are elderly, to use alternate means of communication if a face to face meeting is not essential – please see the various ways you can contact us below.
We would specifically request that any potential visitors to our office that have travelled to any of the category 1 countries or those that are showing symptoms or have been in contact with someone who has contracted the virus, please make contact with us via email, WhatsApp or telephone and we will be pleased to assist you.
Property Clients
For all of our property clients, if you wish to contact us by email please use the property@versuslaw.co.uk email address, quoting your reference in the subject line if known, otherwise providing enough information for us to identify you. This will ensure that your email is dealt with as quickly as possible and is passed to the appropriate person.
All other clients
Please email us at info@versuslaw.co.uk, quoting your reference in the subject line if known, otherwise providing enough information for us to identify you.
Other ways of contacting us
Our telephone lines will be operational even if our office is forced to close. Our telephone number is 01612495087. Additionally, we also are contactable via Whatsapp on 07900365247.
THIRD PARTIES |
As you will be aware, we may be reliant on other companies or government organisations for the smooth progression of your matter. We are hopeful that they too will have continuity plans in place to ensure that they are still operational throughout any periods of disruption. If we are made aware of any issues which may affect your matter, we will notify you.
HOW YOUR MATTER MAY BE AFFECTED |
Our staff will be monitoring the situation very carefully in accordance with the type of matter that we are assisting you with.
For many matters, the progression should be unaffected. However, some matters such as property transactions may be affected, particularly if completion is disrupted by self-isolation issues or some other form of disruption.
We continue to take guidance on these issues from the Law Society and the UK Government and will keep our clients updated.
The purpose of this communication is not to scare anyone or cause panic, but to reassure all of our clients that we have procedures in place to ensure it remains business as usual at Versus Law during these uncertain times.
If you should have any particular queries that are not answered in this communication, please contact us.
S Hussain
Anita dealt with my flight delay claim; the service received was exceptional. She kept me up to date with timescales and guided me in the process making it so simple, and any questions or queries were always dealt with promptly. Overall, an amazing service, very professional and definitely would recommend
P Godfrey
Many thanks to Anita and all the staff at Versuslaw, they made my flight compensation claim for delay a breeze. I would highly recommend them
A Rashid
Anita dealt with my flight delay claim, she was exceptional in explaining the process and kept me updated through out the claim. Payment received through the claim was received promptly
Help to Buy ISA – Deadline Approaching
The Help to Buy scheme launched on 1 December 2015.
The deadline for opening a Help to Buy ISA is 30 November 2019 with some lenders bringing forward their deadline date to 28 November 2019. This is therefore the last chance for homebuyers to obtain a 25% boost on their savings.
If you’re a first time buyer, you can save up to £200 a month towards your first home with a Help to Buy ISA and the government will boost your savings by 25%. That’s the equivalent of a £50 bonus for every £200 you save. You can receive a bonus of up to £3,000.
This means if you save £12,000, the government bonus will boost your total savings to £15,000. This is the maximum amount you can claim. The minimum bonus is £400, so you would need to save at least £1,600 to qualify.
The property you buy must be valued at less than £250,000 throughout the UK, or £450,000 in London.
The government bonus will be paid to your conveyancer on completion of the property purchase, which means it cannot be used towards your exchange deposit.
Although the scheme is set to close on 30 November 2019, this will have no effect on those who already have an account.
It costs only £1 to open an account and it is therefore recommended to any first time buyer who doesn’t have an account already, to open one with one of the many banks who offer the scheme.
Further information is available at :- https://www.gov.uk/government/publications/help-to-buy-isa
Are all conveyancing solicitors the same?
When you are looking to purchase or sell a property the first thing you have to think about is who will manage the legal aspects of the transaction. In the internet age there is a wealth of information about how to buy and sell your own home and even do the conveyancing yourself and save yourself the legal fees that a solicitor may charge (you still have to pay the land registry fees, searches and stamp duty).
The most common way of finding a solicitor is either by doing a search on the internet, using a conveyancing comparison website or via a recommendation from a friend. There are many excellent conveyancing solicitors in Manchester and just as many awful ones so making an informed decision about which conveyancing solicitor you use becomes even more important.
What should you look for in a conveyancing solicitor?
Are they a member of the Conveyancing Quality Scheme?
The Conveyancing Quality Scheme is a law society accreditation scheme for solicitors that practice residential conveyancing. The scheme ensures that solicitors follow best practices, meet the highest technical standards and meet the requirements of lenders and insurers alike.
How many reviews do they have?
Customers are quicker to post a negative review when they have received poor customer service than they are to post a positive one. Does the conveyancing solicitors have reviews on one or more of the following sites:
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- Trustpilot
- Feefo
- Review Solicitors
- Rated Solicitors
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Reviews offer you a good indication of how good a practice is from the people that have used their service. Look out for standard identikit responses that may be fake reviews and also be wary of those companies that don’t have any negative reviews. Things do sometimes go wrong and a company with a healthy positive ranking with the occasional negative ranking that responds to the reviewer in order to solve any problems displays a company that is proactive in maintaining good customer relationships.
Are they fully transparent on their fees?
Many people are attracted to low headline prices such as “Sell your home for only £99”. Whereas this price is attractive to those looking to save on their conveyancing fees the reality of this is often a false economy.
These prices are often followed by asterisks where you can find caveats to the service offered. The law requires conveyancing solicitors to be fully transparent on the fees they are charging. They are required to detail ALL the fees they intend to charge in their client care letter. The £99 conveyancing deal is often littered with additional charges for any additional checks required, fees for letters being sent out, vital searches and fees to the land registry.
Do they have a physical office or do they employ home based solicitors?
Whenever you do a search on a conveyancing price comparison site or low cost conveyancing website you can expect to get a call from one of the websites sales representatives asking if you need any additional information or help. They will tell you about their service and how to instruct them. What they won’t tell you is that they will not be dealing with your claim themselves – they have a network of freelance solicitors around the country to which you will be referred to.
These solicitors often work from home hence giving you no face to face contact should you need it. When you are dealing with hundreds of thousands of pounds you should look to employ a firm that has a strong online and physical presence to you. Knowing where they are based and knowing they have an office with an established team will give you a level of security and option to meet face to face.
Will you be dealing with the same person every time?
When you establish a relationship with a conveyancing solicitor you want to know that the person dealing with your transaction will be with you from the inception of the transaction through to its completion. Having to deal with a different person every time that may not know the intricacies of your property deal can lead to mistakes being made and deadlines missed. Ensure that you know the name of your file handler and ask for them by name if you ever need to call.
Are they regulated by the SRA and displaying the SRA Logo?
All members of the SRA (solicitors regulation authority) have to display the SRA logo on their website. This is a clickable logo which should take you to a website confirming that the company that owns the website is a member of the SRA.
Conclusion
- Don’t fall for headline figures – ask questions about the additional fees you may incur and insist on them in writing
- Do check Google and Trustpilot reviews
- Do ask to speak to one of the partners if you have any issues or things go wrong
- Do ensure the solicitor is a member of the Conveyancing Quality Scheme
- Do send all of the documents requested in a timely fashion – this makes the process of buying or selling your home as seamless as possible
- Do shop around and get a handful of quotes to use as a guide to expected costs.
CONTACT US
Interested in learning how we can help you manage your conveyancing? Get a FREE consultation with one of our conveyancing solicitors by contacting us today on 0161 249 5087 or email us at property@versuslaw.co.uk. If you prefer, you can use our online conveyancing calculator.
G Ryder
The service and advise that we received from Versuslaw was exceptional. We had numerous issues with the house that we were buying and the team at Versus law guided us through the process whilst always looking out for our best interest.They were always prompt in responding to any question that we had and would update us on a regular basis. Thanks again to Nicola, Nick and Francine
J Bevington
Natalie was amazing, she was so patient with our buying a first house questions and very efficient. She would check in via email and we wouldn’t need to chase her for information. Would 100% recommend.
Mark
Excellent, professional and friendly work from Nick, Nicola and Natalie. They were flexible and very helpful in pushing along the sale despite several hurdles. Would definitely use again in future and would recommend others do so too
MP Jones
Can I just say many thanks to Stephanie and your company for what you have done for me.
I have always found Stephanie, to be so professional, and so helpful with all the dealings that I have had with her during my claims for compensation, I don’t know what I would have done without her and your experience and advice and guidance. I would recommend yourself Stephanie Pyle and your company Versus Law Solicitors to anyone who requires a solicitor or to process future compensation claims etc.